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Buying or Selling Real Estate?
Receive a Cash Rebate! Call 804.272.3056!
We have a mortgage program to fit your needs and your budget. Email Cindy Frederick NMLS # 663738 in our mortgage department or call 804.359.8754 ext. 3007 about your next home purchase or home equity loan. Our mortgage program features:
- Traditional fixed rate financing for home purchases and refinances
- Fixed-rate, flexible term balloon loans with payments set using long amortization periods
- Fixed-rate home equity loans with extended terns - perfect for debt consolidation or home improvements
Whether you're a first-time home buyer, refinancing your current home, or considering a second mortgage, we can help! Rates may vary based on creditworthiness and term of loan. All loans are subject to approval.
Click here to view the Home Mortgage Disclosure Act Notice.
Click here to apply online! Click here to find out what documentation you'll need in order for us to process your mortgage application. If you are not a member, you may enter your social security number in the member account number field. A signature will be required before funds are dispersed.
Click on a link below for more infomation on the following topics:
- Purchasing a Home
- Glossary of Mortgage Terms
- Refinancing
- The Mortgage Loan Process
- Reverse Mortgage Basics
- Mortgage Loan Products Available
- The Mortgage Loan Process
NMLS IDs for New Generations FCU are as follows:
Cindy Frederick #663738, Keith Hughes #663740, Karla Tuckwiller #663742, John Voige #663739, and Donna Washington #663741.
 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. |
 We Do Business in Accordance With Federal Fair Lending Laws. |