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Loan Rates

Mortgage Loan Rates
Please call Cindy Frederick at 804.359.8754 ext. 3007 for the most current rates.

Auto Loan Rates
Our rates are the same for New or Used cars! The following rates are available but may vary based on your credit history.

Type of Loan Loan Term Annual
Percentage Rate
as low as:
Car, Truck or Van up to 60 months 2.74%
  up to 72 months 3.99%
Boat up to 60 months 2.74%
 
up to 72 months
 3.99%
Motorcycle
up to 72 months
 3.99%
Recreational Vehicle
up to 60 months
 2.74%
 
up to 72 months
 3.99%

Save an additional .25% for direct deposit, payroll, or automatic transfer from a share or share draft account!
Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%.

Rates and terms are subject to change without notice.  Other rates and terms are available.  Rates may vary based on creditworthiness.

Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.